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0% APR Available

Affordable Roofing Financing

Don't let budget concerns delay your roofing project. We offer flexible financing options with quick approval, competitive rates, and payment plans to fit any budget.

Apply NowCall (718) 762-7663
Financing Options

Flexible Payment Plans

Choose the financing option that works best for your budget and project needs

Most Popular

0% APR Promotion

No interest if paid in full within 12 months

APR0%
Term12 months
PaymentEqual monthly payments

Best for: Customers who can pay off within a year

Apply Now

Low Monthly Payment

Extended terms for lower monthly payments

APR6.99% - 12.99%
Term24-60 months
PaymentAs low as $99/month

Best for: Larger projects with affordable payments

Apply Now

Same-As-Cash

No interest if paid within promotional period

APR0%
Term6-18 months
PaymentFlexible

Best for: Those expecting funds soon

Apply Now

*APR and terms subject to credit approval. Rates may vary based on creditworthiness.

Why Finance With Us?

We've partnered with leading financial institutions to bring you the best financing options

Quick Approval

Get approved in minutes with our simple online application

Competitive Rates

Low APR options starting at 0% for qualified customers

Flexible Terms

Payment plans from 6 to 60 months to fit your budget

No Prepayment Penalty

Pay off your balance early without any additional fees

No Down Payment

Start your project with $0 down on approved credit

Simple Application

Easy online application with instant decision

How Financing Works

Get started in four simple steps

1

Get Your Estimate

Contact us for an inspection and detailed project quote

2

Apply Online

Complete our simple application in minutes from your phone or computer

3

Get Approved

Receive an instant decision and choose your payment plan

4

Start Your Project

Schedule your roofing work with zero money down on approved credit

Ready to Get Started?

Apply for financing in minutes. Our team is standing by to help you find the perfect payment plan for your roofing project.

  • No impact on credit score to check rates
  • Instant decision in most cases
  • Financing from $1,000 to $100,000
  • Plans for all credit types

Contact Us to Apply

Call us or fill out our contact form to start your financing application.

(718) 762-7663Request Estimate

Financing FAQs

Common questions about our financing options

We work with multiple financing partners to accommodate various credit profiles. While prime rates are available for scores above 680, we have options for customers with scores as low as 550. Contact us for a free credit check that won't affect your score.
Most applications receive an instant decision within minutes. In some cases, additional verification may be required, which typically takes 1-2 business days.
Yes! We understand emergencies can't wait. We offer same-day financing approval for emergency repairs, so you can get your roof fixed immediately without financial stress.
Financing is available for projects from $1,000 to $100,000. This covers everything from minor repairs to complete roof replacements.
For most applications, you'll need a valid ID, proof of income (pay stub or tax return), and proof of homeownership. Our team will guide you through the process.
Absolutely. Many customers use financing to cover their deductible or any difference between the insurance payout and total project cost. We work closely with insurance companies to make this process smooth.
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Get the Roof You Need Today

Don't wait for a small problem to become a big one. With flexible financing, you can protect your home now and pay over time.

Get Estimate(718) 762-7663

Lucky Stars Roofing

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